Abstract— BNI Tulang Bawang Sub-Branch Office has
provided banking services to the public, in determining, agents
46 have used a computerized process but still use Ms. Excell
where not all users can operate Ms. Excell well, for that we need
a calculation method and an application that can be used by all
users using a model that matches the criteria set by BNI Bank,
namely bank statements, business status, income, home status
and survey results. One of the decision support system methods
that can be used is the Multi Objective Optimization method on
the basis of Ratio Analysis (MOORA) which is a multi ¬-
objective system that optimizes two or more criteria in assisting
decision making using the Borland Delphi 10 application so that
the results are more precise and effective. The results of the
calculation of the Multi Objective Optimization method On The
Basis Of Ratio Analysis (MOORA) which was built with the
Borland Delphi application resulted in a decision from the
process of 15 samples, received 7 and rejected 8 data of Agent 46.